Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$178,028	$178,028	$247,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$69,472	$0
Funding fee	$0	$0	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	3.680%	5.173%	7.640%
1st payment	$840.22	$840.22	$1,713.64
2nd payment	$0.00	$521.04	$0.00
Taxes / mo	$251.50	$251.50	$251.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$144.28	$144.28	$49.50
HOA / mo	$148.00	$148.00	$148.00
Total monthly	$1,534.00	$2,055.04	$2,312.64
Cash to close	$96,972	$27,500	$27,500