Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$498,250	$498,250	$711,000
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$212,750	$0
Funding fee	$2,491	$2,491	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	3.550%	4.807%	7.640%
1st payment	$2,477.21	$2,477.21	$4,922.82
2nd payment	$0.00	$1,374.01	$0.00
Taxes / mo	$576.50	$576.50	$576.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$142.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,270.38	$4,644.39	$5,858.19
Cash to close	$291,750	$79,000	$79,000