Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$390,964	$390,964	$472,500
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$81,536	$0
Funding fee	$0	$0	$0
Note rate	5.810%	5.810%	7.400%
Blended rate	6.660%	7.064%	7.640%
1st payment	$2,438.49	$2,438.49	$3,271.49
2nd payment	$0.00	$611.52	$0.00
Taxes / mo	$158.14	$158.14	$158.14
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$294.06	$294.06	$94.50
HOA / mo	$25.33	$25.33	$25.33
Total monthly	$3,082.69	$3,694.21	$3,716.13
Cash to close	$134,036	$52,500	$52,500