Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$440,270	$440,270	$535,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$95,230	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.733%	7.640%
1st payment	$2,088.09	$2,088.09	$3,707.69
2nd payment	$0.00	$714.23	$0.00
Taxes / mo	$315.75	$315.75	$315.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$352.62	$352.62	$107.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,923.12	$3,637.35	$4,297.21
Cash to close	$154,730	$59,500	$59,500