Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$386,175$386,175$409,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$46,075$0
Funding fee$0$0$0
Note rate6.020%6.020%7.400%
Blended rate6.870%7.404%7.640%
1st payment$2,445.41$2,445.41$2,835.30
2nd payment$0.00$455.95$0.00
Taxes / mo$214.92$214.92$214.92
Insurance / mo$166.67$166.67$166.67
MI / mo$288.29$288.29$81.90
HOA / mo$63.00$63.00$63.00
Total monthly$3,178.28$3,634.23$3,361.78
Cash to close$68,825$22,750$45,500