Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$214,929	$214,929	$229,410
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$27,226	$0
Funding fee	$1,075	$1,075	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	3.760%	4.672%	7.640%
1st payment	$1,091.00	$1,091.00	$1,588.39
2nd payment	$0.00	$269.43	$0.00
Taxes / mo	$212.42	$212.42	$212.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,453.42	$1,722.84	$1,996.69
Cash to close	$39,971	$12,745	$25,490