Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,021$424,021$679,950
Remaining term (yrs)24.324.330.0
Secondary amount$0$255,929$0
Funding fee$2,120$2,120$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.669%7.640%
1st payment$2,001.59$2,001.59$4,707.84
2nd payment$0.00$1,652.87$0.00
Taxes / mo$629.58$629.58$629.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.99
HOA / mo$0.00$0.00$0.00
Total monthly$2,847.84$4,500.71$5,690.08
Cash to close$331,479$75,550$75,550