Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,871$191,871$369,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$177,129$0
Funding fee$959$959$0
Note rate3.650%3.650%7.400%
Blended rate3.650%5.738%7.640%
1st payment$1,023.62$1,023.62$2,554.88
2nd payment$0.00$1,180.86$0.00
Taxes / mo$196.08$196.08$196.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,369.70$2,550.56$2,974.76
Cash to close$218,129$41,000$41,000