Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$256,559$256,559$364,500
Remaining term (yrs)18.418.430.0
Secondary amount$0$107,941$0
Funding fee$0$0$0
Note rate3.130%3.130%7.400%
Blended rate3.980%5.170%7.640%
1st payment$1,523.84$1,523.84$2,523.72
2nd payment$0.00$719.61$0.00
Taxes / mo$142.25$142.25$142.25
Insurance / mo$150.00$150.00$150.00
MI / mo$251.81$251.81$72.90
HOA / mo$240.00$240.00$240.00
Total monthly$2,307.90$3,027.51$3,128.87
Cash to close$148,441$40,500$40,500