Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$275,512$275,512$333,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$57,488$0
Funding fee$1,378$1,378$0
Note rate2.930%2.930%7.400%
Blended rate2.930%3.978%7.640%
1st payment$1,299.44$1,299.44$2,305.62
2nd payment$0.00$431.16$0.00
Taxes / mo$308.33$308.33$308.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$20.83$20.83$20.83
Total monthly$1,778.61$2,209.77$2,851.39
Cash to close$94,488$37,000$37,000