Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$304,128	$304,128	$337,410
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$33,282	$0
Funding fee	$0	$0	$0
Note rate	6.910%	6.910%	7.400%
Blended rate	7.460%	7.612%	7.640%
1st payment	$2,039.08	$2,039.08	$2,336.16
2nd payment	$0.00	$249.61	$0.00
Taxes / mo	$344.17	$344.17	$344.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$141.76	$141.76	$67.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,675.01	$2,924.62	$2,897.81
Cash to close	$70,772	$37,490	$37,490