Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$190,396$190,396$238,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$48,104$0
Funding fee$952$952$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.051%7.640%
1st payment$881.17$881.17$1,651.33
2nd payment$0.00$360.78$0.00
Taxes / mo$275.33$275.33$275.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$47.70
HOA / mo$150.00$150.00$150.00
Total monthly$1,456.50$1,817.29$2,274.36
Cash to close$74,604$26,500$26,500