Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$184,076	$184,076	$274,410
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$90,334	$0
Funding fee	$0	$0	$0
Note rate	3.560%	3.560%	7.400%
Blended rate	4.410%	5.921%	7.640%
1st payment	$975.49	$975.49	$1,899.96
2nd payment	$0.00	$677.51	$0.00
Taxes / mo	$169.08	$169.08	$169.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.74	$152.74	$54.88
HOA / mo	$4.92	$4.92	$4.92
Total monthly	$1,452.23	$2,129.74	$2,278.84
Cash to close	$120,824	$30,490	$30,490