Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$238,658	$238,658	$288,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$49,342	$0
Funding fee	$1,193	$1,193	$0
Note rate	3.110%	3.110%	7.400%
Blended rate	3.110%	4.119%	7.640%
1st payment	$1,133.03	$1,133.03	$1,994.05
2nd payment	$0.00	$370.07	$0.00
Taxes / mo	$190.67	$190.67	$190.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,473.70	$1,843.77	$2,392.32
Cash to close	$81,342	$32,000	$32,000