Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$26,228$26,228$134,100
Remaining term (yrs)3.53.530.0
Secondary amount$0$107,872$0
Funding fee$131$131$0
Note rate8.620%8.620%7.400%
Blended rate8.620%8.121%7.640%
1st payment$697.36$697.36$928.48
2nd payment$0.00$719.15$0.00
Taxes / mo$124.17$124.17$124.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$26.82
HOA / mo$254.00$254.00$254.00
Total monthly$1,225.52$1,944.67$1,483.47
Cash to close$122,772$14,900$14,900