Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$113,773$113,773$382,500
Remaining term (yrs)17.817.830.0
Secondary amount$0$268,727$0
Funding fee$0$0$0
Note rate4.140%4.140%7.400%
Blended rate4.990%6.929%7.640%
1st payment$750.35$750.35$2,648.35
2nd payment$0.00$1,735.53$0.00
Taxes / mo$368.67$368.67$368.67
Insurance / mo$150.00$150.00$150.00
MI / mo$109.47$109.47$76.50
HOA / mo$155.33$155.33$155.33
Total monthly$1,533.82$3,269.34$3,398.85
Cash to close$311,227$42,500$42,500