Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$250,335	$250,335	$373,500
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$123,165	$0
Funding fee	$1,252	$1,252	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	4.716%	7.640%
1st payment	$1,189.72	$1,189.72	$2,586.04
2nd payment	$0.00	$821.10	$0.00
Taxes / mo	$312.25	$312.25	$312.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$257.00	$257.00	$257.00
Total monthly	$1,908.97	$2,730.07	$3,379.99
Cash to close	$164,665	$41,500	$41,500