Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$258,070	$258,070	$387,000
Remaining term (yrs)	23.1	23.1	30.0
Secondary amount	$0	$128,930	$0
Funding fee	$1,290	$1,290	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	3.690%	5.126%	7.640%
1st payment	$1,379.15	$1,379.15	$2,679.51
2nd payment	$0.00	$859.53	$0.00
Taxes / mo	$101.92	$101.92	$101.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,631.07	$2,490.60	$3,008.83
Cash to close	$171,930	$43,000	$43,000