Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$102,037	$102,037	$170,100
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$68,063	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	6.181%	7.640%
1st payment	$527.40	$527.40	$1,177.74
2nd payment	$0.00	$510.47	$0.00
Taxes / mo	$117.58	$117.58	$117.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.71	$83.71	$34.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$878.69	$1,389.17	$1,479.34
Cash to close	$86,963	$18,900	$18,900