Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$98,641	$98,641	$193,500
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$94,859	$0
Funding fee	$493	$493	$0
Note rate	4.150%	4.150%	7.400%
Blended rate	4.150%	6.528%	7.640%
1st payment	$593.05	$593.05	$1,339.75
2nd payment	$0.00	$711.44	$0.00
Taxes / mo	$179.17	$179.17	$179.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$38.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$922.21	$1,633.66	$1,707.62
Cash to close	$116,359	$21,500	$21,500