Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$77,420	$77,420	$151,200
Remaining term (yrs)	13.7	13.7	30.0
Secondary amount	$0	$73,780	$0
Funding fee	$387	$387	$0
Note rate	4.840%	4.840%	7.400%
Blended rate	4.840%	6.870%	7.640%
1st payment	$640.72	$640.72	$1,046.88
2nd payment	$0.00	$553.35	$0.00
Taxes / mo	$140.00	$140.00	$140.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$30.24
HOA / mo	$188.00	$188.00	$188.00
Total monthly	$1,118.72	$1,672.07	$1,555.12
Cash to close	$90,580	$16,800	$16,800