Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$297,071$297,071$367,200
Remaining term (yrs)28.128.130.0
Secondary amount$0$70,129$0
Funding fee$1,485$1,485$0
Note rate6.720%6.720%7.400%
Blended rate6.720%7.155%7.640%
1st payment$1,958.57$1,958.57$2,542.42
2nd payment$0.00$525.96$0.00
Taxes / mo$218.17$218.17$218.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.44
HOA / mo$135.00$135.00$135.00
Total monthly$2,461.73$2,987.70$3,119.03
Cash to close$110,929$40,800$40,800