Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$392,618$392,618$607,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$214,882$0
Funding fee$1,963$1,963$0
Note rate3.600%3.600%7.400%
Blended rate3.600%5.068%7.640%
1st payment$2,088.97$2,088.97$4,206.21
2nd payment$0.00$1,387.78$0.00
Taxes / mo$14.30$14.30$14.30
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,269.93$3,657.71$4,508.67
Cash to close$282,382$67,500$67,500