Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$108,642	$108,642	$297,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$188,358	$0
Funding fee	$543	$543	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	6.109%	7.640%
1st payment	$515.18	$515.18	$2,056.37
2nd payment	$0.00	$1,255.72	$0.00
Taxes / mo	$144.00	$144.00	$144.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.40
HOA / mo	$92.00	$92.00	$92.00
Total monthly	$901.17	$2,156.90	$2,501.77
Cash to close	$221,358	$33,000	$33,000