Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$235,206	$235,206	$355,500
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$120,294	$0
Funding fee	$1,176	$1,176	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	3.450%	4.990%	7.640%
1st payment	$1,212.93	$1,212.93	$2,461.41
2nd payment	$0.00	$801.96	$0.00
Taxes / mo	$378.83	$378.83	$378.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.10
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$1,796.76	$2,598.73	$3,116.34
Cash to close	$159,794	$39,500	$39,500