Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$215,696	$215,696	$314,100
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$98,404	$0
Funding fee	$0	$0	$0
Note rate	5.700%	5.700%	7.400%
Blended rate	6.550%	7.318%	7.640%
1st payment	$1,328.98	$1,328.98	$2,174.76
2nd payment	$0.00	$738.03	$0.00
Taxes / mo	$286.49	$286.49	$286.49
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$162.19	$162.19	$62.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,927.65	$2,665.68	$2,674.07
Cash to close	$133,304	$34,900	$34,900