Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$106,840	$106,840	$305,100
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$198,260	$0
Funding fee	$0	$0	$0
Note rate	3.410%	3.410%	7.400%
Blended rate	4.260%	6.690%	7.640%
1st payment	$706.31	$706.31	$2,112.45
2nd payment	$0.00	$1,321.73	$0.00
Taxes / mo	$246.69	$246.69	$246.69
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$112.67	$112.67	$61.02
HOA / mo	$454.00	$454.00	$454.00
Total monthly	$1,669.66	$2,991.40	$3,024.16
Cash to close	$232,160	$33,900	$33,900