Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$292,040	$292,040	$314,999
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$40,459	$0
Funding fee	$0	$0	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	4.080%	5.029%	7.640%
1st payment	$1,465.40	$1,465.40	$2,180.99
2nd payment	$0.00	$400.37	$0.00
Taxes / mo	$416.43	$416.43	$416.43
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$239.11	$239.11	$63.00
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$2,370.94	$2,771.32	$2,910.42
Cash to close	$57,959	$17,500	$35,000