Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$316,546	$316,546	$323,999
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$25,454	$0
Funding fee	$1,583	$1,583	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.060%	3.716%	7.640%
1st payment	$1,521.16	$1,521.16	$2,243.30
2nd payment	$0.00	$251.88	$0.00
Taxes / mo	$440.37	$440.37	$440.37
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,111.53	$2,363.41	$2,898.47
Cash to close	$43,453	$18,000	$36,000