Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$289,767	$289,767	$584,100
Remaining term (yrs)	22.0	22.0	30.0
Secondary amount	$0	$294,333	$0
Funding fee	$1,449	$1,449	$0
Note rate	4.710%	4.710%	7.400%
Blended rate	4.710%	6.242%	7.640%
1st payment	$1,760.94	$1,760.94	$4,044.19
2nd payment	$0.00	$1,900.90	$0.00
Taxes / mo	$401.33	$401.33	$401.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$116.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,328.94	$4,229.84	$4,729.01
Cash to close	$359,233	$64,900	$64,900