Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$641,084	$641,084	$662,400
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$58,116	$0
Funding fee	$3,205	$3,205	$0
Note rate	4.820%	4.820%	7.400%
Blended rate	4.820%	5.406%	7.640%
1st payment	$3,602.24	$3,602.24	$4,586.32
2nd payment	$0.00	$575.11	$0.00
Taxes / mo	$104.00	$104.00	$104.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$132.48
HOA / mo	$1.67	$1.67	$1.67
Total monthly	$3,924.58	$4,499.68	$5,041.14
Cash to close	$94,916	$36,800	$73,600