Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$168,233	$168,233	$290,250
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$122,017	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	5.484%	7.640%
1st payment	$799.87	$799.87	$2,009.63
2nd payment	$0.00	$813.44	$0.00
Taxes / mo	$258.56	$258.56	$258.56
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$137.71	$137.71	$58.05
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,346.13	$2,159.58	$2,476.24
Cash to close	$154,267	$32,250	$32,250