Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$278,260	$174,420
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.220%	7.400%
Blended rate	6.070%	7.640%
1st payment	$1,629.16	$1,207.65
2nd payment	$0.00	$0.00
Taxes / mo	$644.88	$644.88
Insurance / mo	$150.00	$150.00
MI / mo	$209.68	$34.88
HOA / mo	$15.42	$15.42
Total monthly	$2,649.14	$2,052.83
Cash to close	$0	$19,380