Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$190,151$190,151$441,000
Remaining term (yrs)19.419.430.0
Secondary amount$0$250,849$0
Funding fee$0$0$0
Note rate2.200%2.200%7.400%
Blended rate3.050%5.723%7.640%
1st payment$1,000.07$1,000.07$3,053.39
2nd payment$0.00$1,620.07$0.00
Taxes / mo$336.21$336.21$336.21
Insurance / mo$166.67$166.67$166.67
MI / mo$163.35$163.35$88.20
HOA / mo$2.50$2.50$2.50
Total monthly$1,668.80$3,288.86$3,646.97
Cash to close$299,849$49,000$49,000