Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$129,765	$129,765	$293,310
Remaining term (yrs)	19.6	19.6	30.0
Secondary amount	$0	$163,545	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	6.469%	7.640%
1st payment	$771.87	$771.87	$2,030.82
2nd payment	$0.00	$1,090.30	$0.00
Taxes / mo	$458.40	$458.40	$458.40
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.93	$118.93	$58.66
HOA / mo	$82.00	$82.00	$82.00
Total monthly	$1,581.20	$2,671.50	$2,779.88
Cash to close	$196,135	$32,590	$32,590