Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$307,049	$301,500
Remaining term (yrs)	29.3	30.0
Secondary amount	$0	$0
Funding fee	$1,535	$0
Note rate	6.500%	7.400%
Blended rate	6.500%	7.640%
1st payment	$1,953.32	$2,087.53
2nd payment	$0.00	$0.00
Taxes / mo	$639.90	$639.90
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$60.30
HOA / mo	$9.17	$9.17
Total monthly	$2,752.39	$2,946.89
Cash to close	$27,951	$33,500