Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$56,482	$56,482	$306,000
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$249,518	$0
Funding fee	$0	$0	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	4.790%	7.204%	7.640%
1st payment	$347.23	$347.23	$2,118.68
2nd payment	$0.00	$1,611.47	$0.00
Taxes / mo	$200.48	$200.48	$200.48
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$51.89	$51.89	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$749.60	$2,361.07	$2,530.36
Cash to close	$283,518	$34,000	$34,000