Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$395,908$395,908$405,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$31,592$0
Funding fee$0$0$0
Note rate6.540%6.540%7.400%
Blended rate7.090%7.444%7.640%
1st payment$2,617.46$2,617.46$2,804.14
2nd payment$0.00$312.62$0.00
Taxes / mo$456.97$456.97$456.97
Insurance / mo$150.00$150.00$150.00
MI / mo$189.01$189.01$81.00
HOA / mo$160.00$160.00$160.00
Total monthly$3,573.44$3,886.07$3,652.11
Cash to close$54,092$22,500$45,000