Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$81,069	$81,069	$309,600
Remaining term (yrs)	13.5	13.5	30.0
Secondary amount	$0	$228,531	$0
Funding fee	$0	$0	$0
Note rate	5.000%	5.000%	7.400%
Blended rate	5.850%	7.252%	7.640%
1st payment	$683.29	$683.29	$2,143.61
2nd payment	$0.00	$1,475.93	$0.00
Taxes / mo	$425.67	$425.67	$425.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.16	$90.16	$61.92
HOA / mo	$10.00	$10.00	$10.00
Total monthly	$1,359.12	$2,835.05	$2,791.19
Cash to close	$262,931	$34,400	$34,400