Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$239,676$239,676$384,750
Remaining term (yrs)22.922.930.0
Secondary amount$0$145,074$0
Funding fee$1,198$1,198$0
Note rate3.770%3.770%7.400%
Blended rate3.770%5.365%7.640%
1st payment$1,299.90$1,299.90$2,663.93
2nd payment$0.00$967.16$0.00
Taxes / mo$501.25$501.25$501.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.95
HOA / mo$0.00$0.00$0.00
Total monthly$1,951.15$2,918.31$3,392.13
Cash to close$187,824$42,750$42,750