Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$280,438$280,438$314,910
Remaining term (yrs)26.526.530.0
Secondary amount$0$34,472$0
Funding fee$1,402$1,402$0
Note rate6.540%6.540%7.400%
Blended rate6.540%6.809%7.640%
1st payment$1,854.05$1,854.05$2,180.37
2nd payment$0.00$258.54$0.00
Taxes / mo$469.72$469.72$469.72
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$52.67$52.67$52.67
Total monthly$2,526.44$2,784.98$2,915.74
Cash to close$69,462$34,990$34,990