Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$59,889	$59,889	$306,000
Remaining term (yrs)	15.8	15.8	30.0
Secondary amount	$0	$246,111	$0
Funding fee	$0	$0	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	4.530%	7.120%	7.640%
1st payment	$414.77	$414.77	$2,118.68
2nd payment	$0.00	$1,589.47	$0.00
Taxes / mo	$131.55	$131.55	$131.55
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$63.99	$63.99	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$760.30	$2,349.77	$2,461.43
Cash to close	$280,111	$34,000	$34,000