Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$130,278	$130,278	$395,910
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$265,632	$0
Funding fee	$0	$0	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.880%	6.806%	7.640%
1st payment	$772.93	$772.93	$2,741.20
2nd payment	$0.00	$1,715.54	$0.00
Taxes / mo	$398.24	$398.24	$398.24
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.26	$114.26	$79.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,435.44	$3,150.98	$3,368.62
Cash to close	$309,622	$43,990	$43,990