Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$192,616	$192,616	$309,600
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$116,984	$0
Funding fee	$0	$0	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	3.570%	5.244%	7.640%
1st payment	$902.57	$902.57	$2,143.61
2nd payment	$0.00	$779.89	$0.00
Taxes / mo	$320.47	$320.47	$320.47
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$157.21	$157.21	$61.92
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,530.25	$2,310.15	$2,676.00
Cash to close	$151,384	$34,400	$34,400