Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$261,953$261,953$274,500
Remaining term (yrs)28.928.930.0
Secondary amount$0$27,797$0
Funding fee$1,310$1,310$0
Note rate6.350%6.350%7.400%
Blended rate6.350%6.880%7.640%
1st payment$1,648.92$1,648.92$1,900.58
2nd payment$0.00$275.08$0.00
Taxes / mo$14.17$14.17$14.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.90
HOA / mo$131.67$131.67$131.67
Total monthly$1,944.76$2,219.84$2,251.32
Cash to close$43,047$15,250$30,500