Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$98,582	$98,582	$119,250
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$27,293	$0
Funding fee	$493	$493	$0
Note rate	3.040%	3.040%	7.400%
Blended rate	3.040%	4.956%	7.640%
1st payment	$472.71	$472.71	$825.66
2nd payment	$0.00	$270.09	$0.00
Taxes / mo	$105.08	$105.08	$105.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$23.85
HOA / mo	$797.00	$797.00	$797.00
Total monthly	$1,524.79	$1,794.88	$1,901.59
Cash to close	$33,918	$6,625	$13,250