Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$340,188$340,188$445,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$105,312$0
Funding fee$0$0$0
Note rate6.340%6.340%7.400%
Blended rate6.890%7.152%7.640%
1st payment$2,203.27$2,203.27$3,084.55
2nd payment$0.00$702.08$0.00
Taxes / mo$483.24$483.24$483.24
Insurance / mo$166.67$166.67$166.67
MI / mo$162.46$162.46$89.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,015.63$3,717.71$3,823.56
Cash to close$154,812$49,500$49,500