Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$295,382	$295,382	$494,910
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$199,528	$0
Funding fee	$1,477	$1,477	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	4.914%	7.640%
1st payment	$1,404.05	$1,404.05	$3,426.66
2nd payment	$0.00	$1,330.18	$0.00
Taxes / mo	$20.34	$20.34	$20.34
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$98.98
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$1,616.05	$2,946.24	$3,737.65
Cash to close	$254,518	$54,990	$54,990