Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$370,126	$370,126	$404,910
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$34,784	$0
Funding fee	$1,851	$1,851	$0
Note rate	3.140%	3.140%	7.400%
Blended rate	3.140%	3.643%	7.640%
1st payment	$1,770.63	$1,770.63	$2,803.52
2nd payment	$0.00	$260.88	$0.00
Taxes / mo	$338.25	$338.25	$338.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.98
HOA / mo	$56.67	$56.67	$56.67
Total monthly	$2,315.55	$2,576.43	$3,429.42
Cash to close	$79,774	$44,990	$44,990