Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$277,218	$277,218	$292,410
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$31,437	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	4.578%	7.640%
1st payment	$1,291.46	$1,291.46	$2,024.59
2nd payment	$0.00	$311.09	$0.00
Taxes / mo	$313.67	$313.67	$313.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$219.78	$219.78	$58.48
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$1,994.91	$2,306.00	$2,566.74
Cash to close	$47,682	$16,245	$32,490